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Auto Accidents and Car Wrecks
- 29 Quick Tips for Handling Your Own Newfoundland and Labrador Personal Injury Car Accident Settlement - Tip #11
- 29 Quick Tips for Handling Your Own Newfoundland and Labrador Personal Injury Car Accident Settlement - Tip #10
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Q: Will the insurance company spy on me?
A:
Yes! The insurance company will place surveillance on you, if they think the value of your claim justifies the expense. This will usually happen if the claim goes beyond the adjuster level and into the hands of the defence lawyer. A key stage at which surveillance is commenced is weeks before the date set for oral discovery, in which the injured client will be asked questions under oath by the defence lawyer. Many people are tempted to say to heck with my injuries, I’m going to shovel snow, cut the grass or whatever, even though I will “pay for it later”. Don’t go beyond your limits – someone may be recording this on video. What they don’t record is how you pay for it later with increased pain.
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Ches Crosbie Barristers
169 Water Street
St. John's, NL
A1C 1B1
Phone: (709) 579-4000
Fax: (709) 579-9671
Toll Free: (888) 579-3262
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Video Library
Auto Accidents and Car Wrecks:
- Why and When To Bring In the Experts
- The seven deadly sins that can wreck your Newfoundland and Labrador injury claim.
FAQs
Auto Accidents and Car Wrecks
- I was injured in a car accident and my insurance company is telling me I have to use my personal insurance (e.g. Desjardins, Blue Cross, Manulife) to pay for my massage therapy, physiotherapy and prescription drugs before I can use either the accident benefit coverage (Section B) on my automobile policy, or the insurance of the guy who hit me. Is this right?
- What if an insurance adjuster offers me a settlement?
- Should I talk with the insurance company representative? Should I give a statement to the other insurance company?


