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Auto Accidents and Car Wrecks
- 29 Quick Tips for Handling Your Own Newfoundland and Labrador Personal Injury Car Accident Settlement - Tip #11
- 29 Quick Tips for Handling Your Own Newfoundland and Labrador Personal Injury Car Accident Settlement - Tip #10
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Q: If an insurance adjuster calls me after my accident to ask me questions, can I talk to him?
A: Of course you can, but we don’t always recommend it following a serious accident. The insurance adjuster is calling to get you to make statement (usually is a recorded call) about the events leading up to and including the accident. They will also ask you about your injuries and whether you went to a hospital or doctor following the accident.
The inherent problem with talking to an insurance adjuster following a serious accident is that they’re probing and trying to make a record of your statement. They can then use it against you at a later time should you bring a lawsuit against the driver or owner of the other car involved in your accident.
If an insurance adjuster calls to talk to you, tell them you’ll be happy to speak to them, after you speak with your lawyer.
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Ches Crosbie Barristers
169 Water Street
St. John's, NL
A1C 1B1
Phone: (709) 579-4000
Fax: (709) 579-9671
Toll Free: (888) 579-3262
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Video Library
Auto Accidents and Car Wrecks:
- Why and When To Bring In the Experts
- The seven deadly sins that can wreck your Newfoundland and Labrador injury claim.
FAQs
Auto Accidents and Car Wrecks
- I was injured in a car accident and my insurance company is telling me I have to use my personal insurance (e.g. Desjardins, Blue Cross, Manulife) to pay for my massage therapy, physiotherapy and prescription drugs before I can use either the accident benefit coverage (Section B) on my automobile policy, or the insurance of the guy who hit me. Is this right?
- What if an insurance adjuster offers me a settlement?
- Should I talk with the insurance company representative? Should I give a statement to the other insurance company?


