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I didn't see a doctor for 5 months after the accident. Now, the insurance company is saying there is a time limit to see a doctor and they won't pay me. Is this true? Is there a time limit to see a doctor?
A: There is no official time limit to see a doctor. What the insurance company is saying that they do not believe that your doctor visit, five months after the accident, was caused by the accident. They are saying that you won't be able to convince a jury of that. So, while there is no official time limit, they are betting that you won't be able to prove the connection.
Each case is different but in the vast majority of car accident cases, waiting five months to see any doctor, and then trying to blame the car accident for those injuries, won't get you very far. The insurance company will probably win that battle.
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Ches Crosbie Barristers
169 Water Street
St. John's, NL
A1C 1B1
Phone: (709) 579-4000
Fax: (709) 579-9671
Toll Free: (888) 579-3262
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Video Library
Auto Accidents and Car Wrecks:
- Texting & Driving: Newfoundland Injury Lawyer Gives Insight
- Newfoundland & Labrador Accident Lawyer on Truck Accidents
- Newfoundland Auto Accident Lawyer on Uninsured Drivers
- Car Crash in St. John's Simulates Consequences of Drugs and Alcohol
- Why and When To Bring In the Experts
FAQs
Auto Accidents and Car Wrecks
Does it matter that I didn't see the doctor right after my car accident?
- Do I have to use my own health insurance for my auto accident injuries? I've been injury in a motor vehicle accident and my doctor has referred me for therapy. I have private health coverage through work and I have Accident Benefits Coverage on my auto policy. My auto insurer is telling me I have to use my own private health coverage to pay for therapy costs prior to accessing my Accident Benefits Coverage. Why?
- I was injured in a car accident and my insurance company is telling me I have to use my personal insurance (e.g. Desjardins, Blue Cross, Manulife) to pay for my massage therapy, physiotherapy and prescription drugs before I can use either the accident benefit coverage (Section B) on my automobile policy, or the insurance of the guy who hit me. Is this right?