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How long does it usually take to settle a claim?

 

A: In injury claims, it is unwise to settle before you have reached the point of maximum medical improvement.  Your doctors decide when you have reached this point.  In some less serious cases, maximum improvement could occur within a year from the date of injury.  Often it requires two years or more before the doctors can give a final written report defining the diagnosis and prognosis (future course of injury).  Then your lawyer can assemble the final documentation to prove your pain and suffering loss and your financial loss.  The insurance company has their own demands for information.  They are often in no hurry.  Therefore serious, complicated injury cases can take three, five, or even seven years to settle or get a court decision.  As always, the client is in charge.