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- Pain of Remembering Loved Ones Killed in Road Accidents Helped by Optimism for Future
- Road Safety Gets Needed Attention, Injury Firm Makes Donation
Accidents and Injuries
- Brain Injury Leading Cause of Injury and Death in Younger Adults
- The DOs and DON'Ts of Talking with Insurance Adjusters
Medical Malpractice
- Injuries Caused by Medical Devices and Pharmaceuticals: Evaluating the Case
- Patient-Centered Care to Avoid Malpractice
Class Action Lawsuits
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- Moose Vehicle Class Action lawsuit given Court approvalPosted on 6/9/2011
- Press Release - Moose Collision Statistics Go UpPosted on 5/11/2011
- Dr. Clevenger to Produce Report on Moose Vehicle Collisions and their Mitigation in NewfoundlandPosted on 3/31/2011
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Answers To Your Legal Questions
Your Questions Answered - Your Legal Options ExplainedEvery injury victim needs good information before deciding whether to not to pursue an accident or injury claim. If you have been injured by someone else's negligence, you probably have a lot of questions. Below are some initial questions that many of our clients have asked when they first contact Ches Crosbie Barristers. The questions below may address some of your initial concerns. If you don't find the answers here, you can contact us at your convenience for answers to your specific questions. The consultation is free.
Auto Accidents and Car Wrecks
Does it matter that I didn't see the doctor right after my car accident?
- Do I have to use my own health insurance for my auto accident injuries? I've been injury in a motor vehicle accident and my doctor has referred me for therapy. I have private health coverage through work and I have Accident Benefits Coverage on my auto policy. My auto insurer is telling me I have to use my own private health coverage to pay for therapy costs prior to accessing my Accident Benefits Coverage. Why?
- I was injured in a car accident and my insurance company is telling me I have to use my personal insurance (e.g. Desjardins, Blue Cross, Manulife) to pay for my massage therapy, physiotherapy and prescription drugs before I can use either the accident benefit coverage (Section B) on my automobile policy, or the insurance of the guy who hit me. Is this right?
- What if an insurance adjuster offers me a settlement?
- Should I talk with the insurance company representative? Should I give a statement to the other insurance company?
- I didn't see a doctor for 5 months after the accident. Now, the insurance company is saying there is a time limit to see a doctor and they won't pay me. Is this true? Is there a time limit to see a doctor?
- The insurance company wants to "total" my car after an accident. What does that mean?
- Are photos of the accident scene helpful?
- If an insurance adjuster calls me after my accident to ask me questions, can I talk to him?
- Do I need a lawyer to represent me?
- Who should pay my therapy bills now?
- What about my car? Who should pay to get it fixed?
- What else should I be doing at this time?
- Is there anything I should not be doing while I wait for your book?
- I am hundreds of miles away from you; will you still take my case?
- I am not a doctor or a nurse, but can I help if I come upon an accident or emergency situation? Can I be sued if I do?
- Will the insurance company spy on me?
- What factors affect the value of my claim?
- What is traumatic brain injury?
- Are photos of the accident scene helpful?
- A friend was in a car accident and broke her leg. She got a lot of money. Will my case be worth as much as hers?
- If an insurance adjuster calls me after my accident to ask me questions, can I talk to him?
Your book is entitled the "7 Deadly Sins That Can Wreck Your Injury Claim". What are they?
Accidents and Injuries
- How long will it take to settle my whiplash case?
- I was injured in a car accident and the insurance company of the person who hit me is telling me I have to use my own accident benefit coverage (Section B) to pay for my physiotherapy treatments before I use his coverage. Why is this?
- With an accident claim, if you go to court and lose is it the practice of the judge to make the plaintiff pay the cost?
Is my personal injury claim award subject to division, as a "matrimonial asset" in accordance with the Family Law Act?
What is a "non-economic loss"?
What is an "economic loss"?
I received a personal injury claim award, prior to my separation, and used the money to purchase a new vehicle. Is my new vehicle subject to division even through it was purchased with excluded "non-economic loss" awarded funds?
What if I wait until after my divorce is completed to settle my personal injury claim?
My accident happened after my separation, will that affect my personal injury claim?
Is there anything else I should do regarding my personal injury claim while going through a divorce?
- What should you do if you sustain whiplash?
- What is whiplash?
- What is negligence?
- Why should I be concerned about causation in my personal injury claim?
- What is personal injury?
- What is an accident and injury claim?
- What do's and don'ts should I watch out for in choosing an accident and injury lawyer?
- If this is my child’s case, will I need to bring my child into court at the time of trial?
- If this is a case about my child’s injuries, do I need to bring my child in to see you?
- What is a life care planner?
Medical Malpractice
- What is cerebral palsy? Can I claim for compensation?
- Are physician expert witnesses easy to find and are they usually willing to testify against another physician?
- Do most medical malpractice cases result in a judgment in favor of the patient?
- Does a bad outcome mean that medical malpractice has occurred?
- Should I obtain my own medical records or should I get a lawyer to obtain them for me?
- What do I have to prove in my medical malpractice case?
- What must be shown to prevail in a medical malpractice case?
- Is a misdiagnosis malpractice?
- What is medical malpractice?
- If I'm not satisfied with the doctor's or hospital's care, can I make a report to the authorities?
- Why do we need expert witnesses in our malpractice cases?
- You declined my malpractice case. How come?
- How do you decide whether to accept a medical malpractice case?
Class Action Lawsuits
- Do I qualify for inclusion in the moose class action?
- What is a class action?
- How does a class action work?
- How do I join a class action?
- What will it cost me to participate?
- As a class member, do I have any responsibility to pay for any cost awards payable to the other side?
- As a class member do I have a responsibility for the legal fee of plaintiff's counsel?
- What do I have to do to join the class action?
Newfoundland and Labrador Personal Injury Lawyer
- Do injury lawyers advertise too much?
- Who is the "best" lawyer for an injury case?
- What is a personal injury case?
- What's "different" about Ches Crosbie Barristers?
- Why did you write a free book?
- What about harmful products, medical malpractice and slip-and-fall cases?
- What is no fault auto?
- What must be proven to win a case?
- What is contributory negligence?
- Do I really need a lawyer to settle my case?
- What are the fees and costs in personal injury cases?
- Do you offer a fee guarantee?
- What is your “success rate”?
General
- I took out a $500 payday loan, repaid it a couple of times at outrageous rates and then lost my job. I couldn't repay the last time, so now a lawyer representing the payday loan company is threatening to sue for $4,500 in damages. Definitely need some legal advice here please.
- When I'm driving and I encounter bicyclists, what rules of the road apply to me as the driver?
- If you go to court and lose, is it always the practice of the judge to make the plaintiff pay the costs?
- What is the difference between a judgment and a settlement?
- I slipped at a department store about 4½ hours ago. I didn't fall, but I definitely pulled muscles. I don't know if I should wait until tomorrow to see if that is all it is or if I should seek medical attention tonight. Should I go to the emergency room or should I contact the department store and ask them if they have a physician I should go to?
- Can you sue for what might have happened?
- What are compensatory and punitive damages?
How much is my mild to moderate whiplash injury worth?
- What is the limitation period (and do I still have a case)?
- How long does it usually take to settle a claim?
- What is the limitation period for my case?
- What is mediation, and is it a good idea?
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Ches Crosbie Barristers
169 Water Street
St. John's, NL
A1C 1B1
Phone: (709) 579-4000
Fax: (709) 579-9671
Toll Free: (888) 579-3262
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Video Library
Auto Accidents and Car Wrecks:
- Texting & Driving: Newfoundland Injury Lawyer Gives Insight
- Newfoundland & Labrador Accident Lawyer on Truck Accidents
- Newfoundland Auto Accident Lawyer on Uninsured Drivers
- Car Crash in St. John's Simulates Consequences of Drugs and Alcohol
- Why and When To Bring In the Experts
Accidents and Injuries:
- Concussions Animation
- 3D Injury Reconstruction - Automobile Accident
- Traumatic Brain Injury: How it affects the brain - Dr. James Kelly
- MohVisuals 3D Litigation and Trial Graphics Animation
- A Soft Tissue Injury is One of the Most Common Personal Injuries
Medical Malpractice:
- Fetal Negligence in Newfoundland – Information for Parents
- Newfoundland Medical Malpractice Lawyer – 3 Things to Know
- Newfoundland Medical Malpractice Lawyer Tips and Info
- The Difficulty of Medical Negligence Cases
Class Action Lawsuits:
- Injury Lawyer Ches Crosbie is interviewed by NTV about a Court Decision Allowing Labrador Residential School Survivors to Sue the Government of Canada in a Class Action
- Update of Moose Class Action August 7, 2011
- Testimonial from Ben Bellows
- Why a class action?
- ARC International Wildlife Crossing Infrastructure Design Competition
Moose Class Action:
- Moose Accident Victim John Barry
- Moose in Newfoundland
- Dr. Tony Clevenger on Out of the Fog
- Moose Collisions
- Narrow Miss
General:
- Newfoundland Injury Lawyer Explains How Attorneys Are Paid
- Newfoundland Injury Attorney Discusses Cases He Accepts
- Free Resources For Personal Injury Victims In Newfoundland
- Newfoundland & Labrador Injury Attorney on Personal Injury
- Newfoundland & Labrador Lawyer on Wrongful Death Cases
FAQs
Auto Accidents and Car Wrecks
Does it matter that I didn't see the doctor right after my car accident?
- Do I have to use my own health insurance for my auto accident injuries? I've been injury in a motor vehicle accident and my doctor has referred me for therapy. I have private health coverage through work and I have Accident Benefits Coverage on my auto policy. My auto insurer is telling me I have to use my own private health coverage to pay for therapy costs prior to accessing my Accident Benefits Coverage. Why?
- I was injured in a car accident and my insurance company is telling me I have to use my personal insurance (e.g. Desjardins, Blue Cross, Manulife) to pay for my massage therapy, physiotherapy and prescription drugs before I can use either the accident benefit coverage (Section B) on my automobile policy, or the insurance of the guy who hit me. Is this right?
Accidents and Injuries
- How long will it take to settle my whiplash case?
- I was injured in a car accident and the insurance company of the person who hit me is telling me I have to use my own accident benefit coverage (Section B) to pay for my physiotherapy treatments before I use his coverage. Why is this?
- With an accident claim, if you go to court and lose is it the practice of the judge to make the plaintiff pay the cost?
Medical Malpractice
- What is cerebral palsy? Can I claim for compensation?
- Are physician expert witnesses easy to find and are they usually willing to testify against another physician?
- Do most medical malpractice cases result in a judgment in favor of the patient?
Class Action Lawsuits
- Do I qualify for inclusion in the moose class action?
- What is a class action?
- How does a class action work?
Newfoundland and Labrador Personal Injury Lawyer
- Do injury lawyers advertise too much?
- Who is the "best" lawyer for an injury case?
- What is a personal injury case?
General
- I took out a $500 payday loan, repaid it a couple of times at outrageous rates and then lost my job. I couldn't repay the last time, so now a lawyer representing the payday loan company is threatening to sue for $4,500 in damages. Definitely need some legal advice here please.
- When I'm driving and I encounter bicyclists, what rules of the road apply to me as the driver?
- If you go to court and lose, is it always the practice of the judge to make the plaintiff pay the costs?


